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Winnebago Community Credit Union offers financing for all vehicles that keep you on the move! Our low rates and convenient, flexible terms make buying easy and affordable. You can calculate all your options and apply online. Need a loan in a hurry? Check out our Express Loan Service. If you’ve had loans with us before, we’ll ask you a few questions and update your information on the phone!

Skip A Payment and get some breathing room! WCCU offers an option to skip a payment your auto or personal loans up to two times per year*.

With Skip a Pay, you pick the month you want to skip a loan payment! Pay a low $25 processing fee per loan and free up some extra cash this month by skipping a payment!

*Skip a pay is not available on mortgages, home equity loans and lines, kwik cash, credit cards and tack-on mortgages. Eligible loans must be current and in good standing with a loan payment history of six consecutive months. Some restrictions apply.

More Options
Use the equity in your home to purchase your vehicle for extra benefits! Great rates, affordable payments and the interest you pay may be tax deductible. Ask our lending specialists if a Home Equity Loan or Line of Credit is right for you!

Reduce Your Rate
Save even more when you establish a checking account and direct deposit with us!

  • Reduce your rate by ½% with direct deposit and automatic loan payments.
  • Reduce your rate by ½% when your loan payment is deducted automatically.

Save Time and Money
Use our unique bi-weekly payment program to save money in interest and shorten the length of your loan. Ask a lending specialist for your bi-weekly savings!

The Advantage of Bi-Weekly Payments

$25,000 loan—5 year term—6.49% apr

 
Monthly Payment
Bi-weekly Payment
Interest paid
Over life of loan
$4,339.02
$3,887.40

Result--Save over $451.62 in interest with bi-weekly payments and cut 5 months off your loan!

         

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